:root{
  --dark:#07111f;
  --navy:#0b1930;
  --blue:#132a4a;
  --gold:#c7a35a;
  --light:#f6f8fb;
  --text:#1f2937;
  --muted:#657084;
  --white:#ffffff;
  --line:#dfe5ee;
  --shadow:0 18px 55px rgba(7,17,31,.16);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:var(--white);line-height:1.6}
a{color:inherit;text-decoration:none}
.container{width:min(1160px,92%);margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:24px}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:44px;height:44px;display:grid;place-items:center;border-radius:14px;background:linear-gradient(135deg,var(--dark),var(--blue));color:var(--gold);font-weight:800;letter-spacing:.04em}
.brand strong{display:block;color:var(--dark);font-size:1.05rem}
.brand small{display:block;color:var(--muted);font-size:.72rem}
.main-nav{display:flex;align-items:center;gap:18px;font-size:.95rem;color:#263245}
.main-nav a{padding:8px 2px;border-bottom:2px solid transparent}
.main-nav a:hover{border-color:var(--gold);color:var(--dark)}
.nav-toggle{display:none;border:0;background:var(--dark);color:var(--white);border-radius:10px;padding:9px 12px;font-size:1.1rem}
.hero{background:radial-gradient(circle at top right,rgba(199,163,90,.22),transparent 34%),linear-gradient(135deg,var(--dark),var(--navy) 58%,#111827);color:var(--white);padding:92px 0}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:42px;align-items:center}
.kicker{text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;font-weight:800;color:var(--gold);margin:0 0 12px}
h1,h2,h3{line-height:1.15;margin:0 0 16px;color:inherit}
h1{font-size:clamp(2.35rem,5vw,4.6rem);letter-spacing:-.05em}
h2{font-size:clamp(1.8rem,3vw,3rem);letter-spacing:-.035em}
h3{font-size:1.22rem}
.lead{font-size:1.18rem;color:rgba(255,255,255,.82);max-width:760px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 22px;font-weight:800;border:1px solid transparent;transition:.2s ease}
.btn-primary{background:var(--gold);color:#15110a}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(199,163,90,.28)}
.btn-secondary{border-color:rgba(255,255,255,.32);color:var(--white)}
.btn-secondary:hover{background:rgba(255,255,255,.09)}
.btn.full{width:100%;margin-top:18px}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);box-shadow:var(--shadow);border-radius:28px;padding:30px}
.hero-card span{display:inline-block;color:var(--gold);font-weight:800;margin-bottom:12px}
.hero-card strong{display:block;font-size:1.45rem;line-height:1.25;margin-bottom:16px}
.hero-card p{color:rgba(255,255,255,.75)}
.section{padding:76px 0}
.section.alt{background:var(--light)}
.section-head{max-width:780px;margin-bottom:32px}
.section-head p{color:var(--muted)}
.cards{display:grid;gap:22px}
.cards.two{grid-template-columns:repeat(2,1fr)}
.cards.three{grid-template-columns:repeat(3,1fr)}
.cards.four{grid-template-columns:repeat(4,1fr)}
.card,.panel{background:var(--white);border:1px solid var(--line);border-radius:24px;padding:26px;box-shadow:0 10px 35px rgba(17,24,39,.06)}
.card h3,.panel h3{color:var(--dark)}
.card p,.panel p{color:var(--muted)}
.two-col{display:grid;grid-template-columns:1fr .85fr;gap:34px;align-items:start}
.notice{border-left:4px solid var(--gold);background:#fff8e8;padding:18px;border-radius:0 18px 18px 0;color:#473613}
.check-list{padding:0;margin:0;list-style:none}
.check-list li{padding:10px 0 10px 30px;position:relative;border-bottom:1px solid var(--line)}
.check-list li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:900}
.process{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{background:var(--white);border:1px solid var(--line);border-radius:22px;padding:24px}
.step:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:38px;height:38px;background:var(--dark);color:var(--gold);border-radius:12px;font-weight:900;margin-bottom:14px}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.form-field{display:flex;flex-direction:column;gap:7px}
.form-field.full{grid-column:1/-1}
label{font-weight:800;color:var(--dark)}
input,select,textarea{width:100%;border:1px solid var(--line);border-radius:14px;padding:13px 14px;font:inherit;background:#fff;color:var(--text)}
textarea{min-height:130px;resize:vertical}
.form-note{font-size:.95rem;color:var(--muted)}
.checkbox{display:flex;align-items:flex-start;gap:10px}
.checkbox input{width:auto;margin-top:5px}
.hidden-field{display:none}
.service-fields{display:none}
.service-fields.active{display:grid}
.site-footer{background:var(--dark);color:rgba(255,255,255,.76);padding:54px 0 0}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:30px}
.site-footer h2{font-size:1.05rem;color:var(--white);letter-spacing:0}
.site-footer a:hover{color:var(--gold)}
.footer-links{display:grid;gap:8px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding:18px;text-align:center;font-size:.9rem}
.legal-content{max-width:920px}
.legal-content h2{font-size:1.7rem;margin-top:34px}
.legal-content ul{padding-left:22px}
.badge-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.badge{border:1px solid var(--line);background:var(--white);border-radius:999px;padding:9px 14px;font-weight:800;color:var(--dark)}
@media(max-width:900px){
  .nav-toggle{display:block}
  .main-nav{display:none;position:absolute;left:4%;right:4%;top:72px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:18px;flex-direction:column;align-items:flex-start}
  .main-nav.open{display:flex}
  .hero-grid,.two-col{grid-template-columns:1fr}
  .cards.two,.cards.three,.cards.four,.process,.footer-grid,.form-grid{grid-template-columns:1fr}
}